While it is unfortunate this has to happen when it is not on your own terms, PGP was really just a medium to engage a great community of talented writers and the associated commenters/community. It is great to see that some of the writers are in high spirits and are going on to do other things like podcasts and continuing to write, and the community will continue to follow them and engage. There is opportunity in chaos…and I am confident a lot of awesome things are going to come from this.
Great article for someone who is deep in the CC game (currently at ~13 cards). The name of the game is the sign up bonuses. Getting 1-5% back is great and all but unless you spend some ridiculous amount of money the focus should be more on the upfront bonuses. Just make sure to keep track of annual fees and ‘downgrade’ cards (such as the CSR) to a free card (such as Chase Freedom) before the second annual fee hits for cards you are not using regularly and only use for the bonus. In the past 2 years I’ve accumulated ~1M points across a number of different programs which allows me to travel for free whenever I want. It’s also a game of diminishing returns seeing that there are at any given time like half a dozen cards with mega value (such as new Amex Gold if you have a referral, ~$920 first year in value for a $250 annual fee). The first point in this article should trump any advice anyone tells you though, if you carry a balance I promise all these sign up bonuses are for nothing and will only be detrimental. Highly recommend checking out the /churning subreddit to anyone who wants to learn more its been a great resource for myself.
Duda definitely has this down to a science, I bet he easily covers his bar tab for the weekend by cranking out these articles that at this point I bet take him 15 minutes to write/edit each day
Just got the Charles Schwab Plat. It has all the same benefits but you can transfer you points at a rate of 1.25 cents/1 MR point to a Charles Schwab brokerage account (which you can invest or just cash out right away), which gives you an effective cash back on hotels/flights of 6.25% cash back. If you parlay that with the new Amex Gold Card you would also be getting 5% cash back on restaurants and groceries. Also the plat has the $200 airline incidental credit (which is every calendar year so you get it twice your first year) which you can use to buy United/Southwest gift cards. I’ve already like 7 chase cards so I have enough UR points to travel for a while so rather just focus on cash back at this point. All depends how much you travel though, if you hardly fly there is little value here IMO.
This seems overly complicated. Current girlfriend I was seeing like 3-4 times a week for a month I just told her one day I wasn’t interested in seeing other people, to which she replied the same. Then she gave me the “so….does this mean you’re my bf” to which I said yes I would like that. And I was someone who used to have and proclaim a 2 month rule but all these rules go out the window if you find the right person and it feels right.
I’m all in for older women for Q4. Need to change things up a bit. I’m 23 and been chatting with a 31 year old on hinge for a while now setting up a date. I told my mom this and to her horror she responded “why do you torment me like this” but until I see a reason not to, I’m going to gun for the older women crowd. Interesting to see though if these older women are generally cougars or just entertain the idea of changing up the scenery as well from divorced dad’s and older guys.
I jokingly told a girl on a first date I have a strict 3 date rule. By the third date (using the word date, liberally) she whispered in my ear while making out “so this counts as our third date, right?” and the rest was history. Maybe it was coincidence but I may be using that line on a first date in the future.
Besides being overprice and way too loud, I’ve found the ultimate reason I don’t want to go to a club is the clientele. The guys they attract are either creepy, hyper douchey or just way too old and then the kind of women that those guys attract are just as bad (generally speaking).
I think Friday/Saturday night dinner is a lot. I usually do first date as weekday drinks and second/third would be doing some activity, casual weekday dinner, or some weekend drinks that could parlay to a full night out. However I was surprised by the good time I had on a recent Sunday night first date (dinner) but it was someone I had known/hung out with a few times. I think it comes down to context of meeting, if I meet someone on bumble a first date that’s Saturday night dinner just seems real hardo or a waste of time/money.
Was at Zella Saturday too and was going to snap you complaining about lack of ultras. It just dawned upon me its weird I was thinking of that while enjoying brunch with 10 friends all while you were there too
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While it is unfortunate this has to happen when it is not on your own terms, PGP was really just a medium to engage a great community of talented writers and the associated commenters/community. It is great to see that some of the writers are in high spirits and are going on to do other things like podcasts and continuing to write, and the community will continue to follow them and engage. There is opportunity in chaos…and I am confident a lot of awesome things are going to come from this.
Wait, this happened to me this morning too??
Completely agree. I don’t need my phone going off every 5 minutes from some group with play by plays of every NFL game Sunday night.
Great article for someone who is deep in the CC game (currently at ~13 cards). The name of the game is the sign up bonuses. Getting 1-5% back is great and all but unless you spend some ridiculous amount of money the focus should be more on the upfront bonuses. Just make sure to keep track of annual fees and ‘downgrade’ cards (such as the CSR) to a free card (such as Chase Freedom) before the second annual fee hits for cards you are not using regularly and only use for the bonus. In the past 2 years I’ve accumulated ~1M points across a number of different programs which allows me to travel for free whenever I want. It’s also a game of diminishing returns seeing that there are at any given time like half a dozen cards with mega value (such as new Amex Gold if you have a referral, ~$920 first year in value for a $250 annual fee). The first point in this article should trump any advice anyone tells you though, if you carry a balance I promise all these sign up bonuses are for nothing and will only be detrimental. Highly recommend checking out the /churning subreddit to anyone who wants to learn more its been a great resource for myself.
Not to mention he clearly genuinely enjoys writing so why not if his content gets published consistently
Duda definitely has this down to a science, I bet he easily covers his bar tab for the weekend by cranking out these articles that at this point I bet take him 15 minutes to write/edit each day
Here I though I was smooth inviting girl over/cooking dinner for a third date and Duda is just pushing it up to a first date.
Just got the Charles Schwab Plat. It has all the same benefits but you can transfer you points at a rate of 1.25 cents/1 MR point to a Charles Schwab brokerage account (which you can invest or just cash out right away), which gives you an effective cash back on hotels/flights of 6.25% cash back. If you parlay that with the new Amex Gold Card you would also be getting 5% cash back on restaurants and groceries. Also the plat has the $200 airline incidental credit (which is every calendar year so you get it twice your first year) which you can use to buy United/Southwest gift cards. I’ve already like 7 chase cards so I have enough UR points to travel for a while so rather just focus on cash back at this point. All depends how much you travel though, if you hardly fly there is little value here IMO.
Who you got for Musky Queen tomorrow at Wills?
This seems overly complicated. Current girlfriend I was seeing like 3-4 times a week for a month I just told her one day I wasn’t interested in seeing other people, to which she replied the same. Then she gave me the “so….does this mean you’re my bf” to which I said yes I would like that. And I was someone who used to have and proclaim a 2 month rule but all these rules go out the window if you find the right person and it feels right.
Any restaurant week recommendations in chi?
So what happens after the 0% is over? Do you just have a massive (principal only) balance?
I don’t know why I thought this was so funny
I’m all in for older women for Q4. Need to change things up a bit. I’m 23 and been chatting with a 31 year old on hinge for a while now setting up a date. I told my mom this and to her horror she responded “why do you torment me like this” but until I see a reason not to, I’m going to gun for the older women crowd. Interesting to see though if these older women are generally cougars or just entertain the idea of changing up the scenery as well from divorced dad’s and older guys.
Same goes for “hey, listen….”
I jokingly told a girl on a first date I have a strict 3 date rule. By the third date (using the word date, liberally) she whispered in my ear while making out “so this counts as our third date, right?” and the rest was history. Maybe it was coincidence but I may be using that line on a first date in the future.
Bush is back. Been all in since 2015
Besides being overprice and way too loud, I’ve found the ultimate reason I don’t want to go to a club is the clientele. The guys they attract are either creepy, hyper douchey or just way too old and then the kind of women that those guys attract are just as bad (generally speaking).
I think Friday/Saturday night dinner is a lot. I usually do first date as weekday drinks and second/third would be doing some activity, casual weekday dinner, or some weekend drinks that could parlay to a full night out. However I was surprised by the good time I had on a recent Sunday night first date (dinner) but it was someone I had known/hung out with a few times. I think it comes down to context of meeting, if I meet someone on bumble a first date that’s Saturday night dinner just seems real hardo or a waste of time/money.
Was at Zella Saturday too and was going to snap you complaining about lack of ultras. It just dawned upon me its weird I was thinking of that while enjoying brunch with 10 friends all while you were there too