The fact that you leased it makes you even more dumb than I previously thought. No wonder you are getting so defensive about your terrible decision. Have fun essentially renting an overpriced piece of junk with a limit on how many miles you can drive per year. Jesus.
We get it, you bought a Jeep. Congrats on your Chrysler, you bought a shit box right from the factory. I would personally rather spend my money on experiences and things that will increase in value, not something with terrible value/reliability in an attempt to impress complete strangers at stoplights who don’t even give you a 2nd thought.
I never made any of those assumptions about you, My comments were mostly based on the majority of the population. I am sure your “acting” career and side hustle as a “writer” have afforded you many luxuries that us peasants can only dream of. And just an FYI, posting articles on the internet is an automatic invite for unsolicited advice. K? K.
If that is your stance, then people shouldn’t let their ego get in the way of feeling like they need or deserve a brand new car. And I wasn’t defending them, but they shouldn’t be used as an excuse for poor life decisions either. Based on the hate my comments are getting, a good amount of our generation is like this.
I have done my research which is why I am still driving an 18 year old car that I bought used 8 years ago. An interest rate of 3% on a new car that costs twice as much as a used car with an interest rate of 4% doesn’t mean you made a good decision financially. And the fact that you used the terms “decent car” and “Jeep” in the same reply makes you lose all credibility.
What does being a man have to do with giving practical financial advice? All this has done has highlighted a glaring problem of our generation, that we would rather be financially ignorant to seem cool to complete strangers in public and on social media than to live within our means. The same people buying brand new cars in their 20’s are the same people who will be blaming the economy/politicians/older generations for why they still haven’t started saving for retirement and are still living with 3 roommates in their 30’s. ¯_(ツ)_/¯
I figured this would probably get down voted since it is boring responsible advice. But have fun going into debt over one of the worst financial purchases you can put your money towards with that $400 car note for the next 5 years.
Not to get all Dave Ramsey on you… But other than the cosmetic flaws you mentioned, was there anything mechanically wrong with your old car? Ten years isn’t that old for a modern car these days, and Hondas last forever. They are also cheap to maintain. There are so many things that many people do not consider when buying a new car just because their old car is “old”. Your taxes and insurance are going to be way higher, you will not get nearly the gas mileage in a CRV as you did in a Civic, and by buying brand new you are sure to take at least a 50% loss on depreciation within 5 years of ownership. To anyone else, don’t feel obligated to buy a new car just because you see others posing theirs on IG. At the very least, look into certified pre-owned and save yourself thousands.
You can also find anything on YouTube/Internet, the biggest hurdle is just finding the courage to dive into unchartered waters. I started down this route with car maintenance right out of undergrad because I was poor and didn’t want to pay people to work on my car. It started with small things like oil changes and spark plugs and eventually I worked my way up to more complex things like suspension parts and minor engine work. I recently bought a house and plan to go down this route again with renovation projects.
-Getting into a debilitating accident
-Finding out I have some type of cancer
-Marrying the wrong person/never finding the right person
-Getting laid off
-Never feeling fulfilled professionally
Advertise
Sounds like you should have gone into teaching
Perfect Nard Dog quote at the end
Are people over 25 really still drinking 7 days a week?
The fact that you leased it makes you even more dumb than I previously thought. No wonder you are getting so defensive about your terrible decision. Have fun essentially renting an overpriced piece of junk with a limit on how many miles you can drive per year. Jesus.
We get it, you bought a Jeep. Congrats on your Chrysler, you bought a shit box right from the factory. I would personally rather spend my money on experiences and things that will increase in value, not something with terrible value/reliability in an attempt to impress complete strangers at stoplights who don’t even give you a 2nd thought.
I never made any of those assumptions about you, My comments were mostly based on the majority of the population. I am sure your “acting” career and side hustle as a “writer” have afforded you many luxuries that us peasants can only dream of. And just an FYI, posting articles on the internet is an automatic invite for unsolicited advice. K? K.
If that is your stance, then people shouldn’t let their ego get in the way of feeling like they need or deserve a brand new car. And I wasn’t defending them, but they shouldn’t be used as an excuse for poor life decisions either. Based on the hate my comments are getting, a good amount of our generation is like this.
I have done my research which is why I am still driving an 18 year old car that I bought used 8 years ago. An interest rate of 3% on a new car that costs twice as much as a used car with an interest rate of 4% doesn’t mean you made a good decision financially. And the fact that you used the terms “decent car” and “Jeep” in the same reply makes you lose all credibility.
What does being a man have to do with giving practical financial advice? All this has done has highlighted a glaring problem of our generation, that we would rather be financially ignorant to seem cool to complete strangers in public and on social media than to live within our means. The same people buying brand new cars in their 20’s are the same people who will be blaming the economy/politicians/older generations for why they still haven’t started saving for retirement and are still living with 3 roommates in their 30’s. ¯_(ツ)_/¯
I figured this would probably get down voted since it is boring responsible advice. But have fun going into debt over one of the worst financial purchases you can put your money towards with that $400 car note for the next 5 years.
Not to get all Dave Ramsey on you… But other than the cosmetic flaws you mentioned, was there anything mechanically wrong with your old car? Ten years isn’t that old for a modern car these days, and Hondas last forever. They are also cheap to maintain. There are so many things that many people do not consider when buying a new car just because their old car is “old”. Your taxes and insurance are going to be way higher, you will not get nearly the gas mileage in a CRV as you did in a Civic, and by buying brand new you are sure to take at least a 50% loss on depreciation within 5 years of ownership. To anyone else, don’t feel obligated to buy a new car just because you see others posing theirs on IG. At the very least, look into certified pre-owned and save yourself thousands.
The first beer AFTER the hike is the best tasting
You can also find anything on YouTube/Internet, the biggest hurdle is just finding the courage to dive into unchartered waters. I started down this route with car maintenance right out of undergrad because I was poor and didn’t want to pay people to work on my car. It started with small things like oil changes and spark plugs and eventually I worked my way up to more complex things like suspension parts and minor engine work. I recently bought a house and plan to go down this route again with renovation projects.
-Getting into a debilitating accident
-Finding out I have some type of cancer
-Marrying the wrong person/never finding the right person
-Getting laid off
-Never feeling fulfilled professionally
Adulthood is fun.
What a time to be a leaf***
Perfume going in, sewage coming out.
***nvm
He could be Theo the third, nickname is Trey
“We buy things we don’t need with money we don’t have to impress people we don’t like.”
I urge anyone reading this to go check out The Dead Mall Series by Dan Bell on YouTube.