Damn dude, have you ever heard of this amazing new app called Bumble? If you put in half the effort there that you do trying to bang Lyla’s friends, you’d be getting laid every week.
These Jewish girls don’t put out unless you’re a 6’2 Italian guy named Giordano (who’s probably banging Mia as I type this) or you’re an IDF soldier on their birthright trip or you’re extremely loaded.
If you look at one of Max’s comments in last week’s piece, he says that he’s even better friends with Lyla than he is with Mia, which means that Lyla has probably put him in the same compartment as her gay friends.
While I agree with you that both average age and accounts opened also impact the credit score, they don’t factor in as much as as the debt to credit ratio does.
Further, yeah I agree that one interest-free credit card won’t cut it, but a few will. Even if she can reduce her interest-incurring balance by $20,000 split among a few cards, that’s $20,000 less that she has to pay 25% interest on.
If you haven’t already, open up a few credit cards with a 0% interest grace period (Chase Slate is a great one) and max them out by transferring balances from your current interest-incurring cards. Then, set the 0% interest cards to autopay the minimum amounts and shove them in a sock drawer until either you’ve paid off your interest-incurring cards or your 0% interest grace periods end, whichever comes first.
Doing this will substantially lower your interest-incurring principal, which will greatly help you keep your debt from increasing as a result of said principal.
Also, doing this will decrease your debt to credit ratio, thus increasing your credit score.
“The breaking point for us came when he yelled at me in a bar that I was single because I didn’t read the Bible.”
Unless your friend is also a Bible thumper, expect a divorce within the next few years, along with an apology from her to you, stating that she probably should’ve known better.
To the guy dating the 30 year old smokeshow: grow some balls, stop being her little bitch and tell her to chill the fuck out.
Most 20/30-somethings in normal relationship don’t text like this so it’s not an age gap thing. She’s just very controlling and insecure and is taking it out on you.
“At least, that’s what I rationalized to myself as I stared anxiously at my phone, wondering why it took him hours to respond to my texts, why he never tried to plan our dates in advance, and why he would only come over about one night a week.”
You guys were dating for two months. If he was doing something like this that bothered you, why didn’t you just ask him about it?
Similarly with his friend’s party. Maybe he legitimately forgot, maybe he just found out there and then. Who knows? But he gave you a concrete time when he’d plan to meet up and instead got a passive aggressive text from you. Can you blame him for not texting you after that?
It’s all about communication and sounds like there was a serious lack of it here.
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Damn dude, have you ever heard of this amazing new app called Bumble? If you put in half the effort there that you do trying to bang Lyla’s friends, you’d be getting laid every week.
These Jewish girls don’t put out unless you’re a 6’2 Italian guy named Giordano (who’s probably banging Mia as I type this) or you’re an IDF soldier on their birthright trip or you’re extremely loaded.
If you look at one of Max’s comments in last week’s piece, he says that he’s even better friends with Lyla than he is with Mia, which means that Lyla has probably put him in the same compartment as her gay friends.
“Boston Max – 9:44 p.m.: We should meet up *basic bitch emoji*
Mia – 9:48 p.m.: YEA BAE”
While I agree with you that both average age and accounts opened also impact the credit score, they don’t factor in as much as as the debt to credit ratio does.
Further, yeah I agree that one interest-free credit card won’t cut it, but a few will. Even if she can reduce her interest-incurring balance by $20,000 split among a few cards, that’s $20,000 less that she has to pay 25% interest on.
If you haven’t already, open up a few credit cards with a 0% interest grace period (Chase Slate is a great one) and max them out by transferring balances from your current interest-incurring cards. Then, set the 0% interest cards to autopay the minimum amounts and shove them in a sock drawer until either you’ve paid off your interest-incurring cards or your 0% interest grace periods end, whichever comes first.
Doing this will substantially lower your interest-incurring principal, which will greatly help you keep your debt from increasing as a result of said principal.
Also, doing this will decrease your debt to credit ratio, thus increasing your credit score.
“The breaking point for us came when he yelled at me in a bar that I was single because I didn’t read the Bible.”
Unless your friend is also a Bible thumper, expect a divorce within the next few years, along with an apology from her to you, stating that she probably should’ve known better.
Todd is sleeping on the couch tonight.
Yep that’s why I waited for a weekend to read it.
The Postmortal sounds awesome, will definitely be picking it up.
I’d also like to add a recommendation for Hillbilly Elegy. I read this in two days over a weekend because I couldn’t put it down.
I know and I play along with those exaggerations because, like you mentioned, likes.
Your fiancée sounds like Girl.
To the guy dating the 30 year old smokeshow: grow some balls, stop being her little bitch and tell her to chill the fuck out.
Most 20/30-somethings in normal relationship don’t text like this so it’s not an age gap thing. She’s just very controlling and insecure and is taking it out on you.
If you travel somewhere and your whole social network doesn’t know about it, did you really leave your couch?
$20 says she wasn’t into raw dogging.
Username checks out
“At least, that’s what I rationalized to myself as I stared anxiously at my phone, wondering why it took him hours to respond to my texts, why he never tried to plan our dates in advance, and why he would only come over about one night a week.”
You guys were dating for two months. If he was doing something like this that bothered you, why didn’t you just ask him about it?
Similarly with his friend’s party. Maybe he legitimately forgot, maybe he just found out there and then. Who knows? But he gave you a concrete time when he’d plan to meet up and instead got a passive aggressive text from you. Can you blame him for not texting you after that?
It’s all about communication and sounds like there was a serious lack of it here.
There’s no amount of alcohol in the world that would get me to think that this is a good idea.
Dammit, deFries, it’s Monday morning. I didn’t need this additional anxiety.
Congrats and welcome! I hope you’re ok with cold summers.
Having my whole family over for a housewarming/early Father’s Day dinner at my and my girlfriend’s apartment.
Just placed an order for $400 worth of Chinese food.