I think that your girlfriend, like so many people our age, is confused about the difference between friends and acquaintances.
Friends are people you can go for years without seeing and then when you reconnect it’s as if you just saw each other yesterday. Or they’re people you can call at 3 AM when something awful happened and they’ll be there for you. Acquaintances are people you hang out with out of convenience, like coworkers, but should circumstances change or get difficult, you’ll probably never talk to them again.
From everything that I’ve seen, it’s very, very rare to have more than a few friends throughout life.
#6: That Eagles fan that was recorded eating horse shit last night (Google for video at your own risk). I expected their fans to sink low, but not this low.
No because 401k withdrawals upon retirement are taxed like regular income. So if you withdraw $100,000 for retirement in 2058, that $100,000 will be taxed at 2058 tax rates.
The other benefit is the investment growth. If you do a regular 401k/IRA, you’d have to pay taxes in the growth too. With a Roth, since you’ve already paid your taxes up front, all your investment earnings are tax-fee.
I don’t have an IRA – just an Roth 401k. I think when most people see “Roth,” they immediate jump to a Roth IRA and don’t think about a Roth 401k.
If your employer offers a 401k, then you definitely have the ability to do a Roth 401k since unlike a Roth/regular IRA, a Roth 401k is legally no different than a regular 401k. The only difference is that your contributions are after taxes have been taken out of your paycheck.
It’s pretty simple: unless you expect to be poorer when you retire than you are now, do Roth. Pay taxes at whatever rate you’re at now, have the growth and subsequent withdrawal in 40+ years be tax free. Also helps with planning because whatever amount is in there at any given point is whatever amount you’re going to get.
The correct answer here is that girls should put out just enough. Enough to justify a $150 first date, but not enough to come off as a whore. Maybe second base or something. /sarcasm
J/k. Cuselb is a sexist asshole and PGPFratter needs to learn that there’s no correlation between how much you spend on a date and what you get out of it.
You know what would’ve been nice? A button that would let you edit your comments in case you’d posted them and then realized that you made a typo. But I understand that these things are hard to implement.
This was great, definitely can relate. What makes these fights super hard is that I’m the type of person to want to resolve stuff right away, whereas my girlfriend needs to mull about it for a few hours/overnight. I can’t stand it when people I care about are mad at me, whereas she needs space to calm down. Relationships are fucking hard.
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That’s nothing. Just wait until she plants an engagement ring for you to find to give to her.
I think that your girlfriend, like so many people our age, is confused about the difference between friends and acquaintances.
Friends are people you can go for years without seeing and then when you reconnect it’s as if you just saw each other yesterday. Or they’re people you can call at 3 AM when something awful happened and they’ll be there for you. Acquaintances are people you hang out with out of convenience, like coworkers, but should circumstances change or get difficult, you’ll probably never talk to them again.
From everything that I’ve seen, it’s very, very rare to have more than a few friends throughout life.
#6: That Eagles fan that was recorded eating horse shit last night (Google for video at your own risk). I expected their fans to sink low, but not this low.
No because 401k withdrawals upon retirement are taxed like regular income. So if you withdraw $100,000 for retirement in 2058, that $100,000 will be taxed at 2058 tax rates.
The other benefit is the investment growth. If you do a regular 401k/IRA, you’d have to pay taxes in the growth too. With a Roth, since you’ve already paid your taxes up front, all your investment earnings are tax-fee.
I don’t have an IRA – just an Roth 401k. I think when most people see “Roth,” they immediate jump to a Roth IRA and don’t think about a Roth 401k.
If your employer offers a 401k, then you definitely have the ability to do a Roth 401k since unlike a Roth/regular IRA, a Roth 401k is legally no different than a regular 401k. The only difference is that your contributions are after taxes have been taken out of your paycheck.
$18,000 cap on Roth 401k though.
It’s pretty simple: unless you expect to be poorer when you retire than you are now, do Roth. Pay taxes at whatever rate you’re at now, have the growth and subsequent withdrawal in 40+ years be tax free. Also helps with planning because whatever amount is in there at any given point is whatever amount you’re going to get.
I check my personal investment account every afternoon purely for the thrill.
I’ve heard the lottery described as the “voluntary tax for poor people” and I think that’s a pretty solid description of it.
The correct answer here is that girls should put out just enough. Enough to justify a $150 first date, but not enough to come off as a whore. Maybe second base or something. /sarcasm
J/k. Cuselb is a sexist asshole and PGPFratter needs to learn that there’s no correlation between how much you spend on a date and what you get out of it.
Don’t have a sister but ouch, man. Didn’t mean to strike a nerve there.
But how do you define a date?
Ah, Eric. The classic back in the game rookie move of unintentionally coming off clingy. Congrats on the sex, champ, but better luck next time.
Couldn’t you put in a time limit (say…15 mins after a post) and you could only edit within that window?
You know what would’ve been nice? A button that would let you edit your comments in case you’d posted them and then realized that you made a typo. But I understand that these things are hard to implement.
Dewars is shit. If you’re going to order good scotch, get Balvenie or Macallan or at least Glenfidditch.
Also, pretty sure it’s the socks and sandals, not the scotch, that make you look like an insufferable douchebag.
I’m eagerly waiting for your marriage mailbag post.
Dick pics are so 2017. 2018 is all about dick videos.
This was great, definitely can relate. What makes these fights super hard is that I’m the type of person to want to resolve stuff right away, whereas my girlfriend needs to mull about it for a few hours/overnight. I can’t stand it when people I care about are mad at me, whereas she needs space to calm down. Relationships are fucking hard.
No way she has the flu. If you have the flu, an açai bowl is the last thing you want to eat.
Source: have had the flu before, username is that of a famous “scientist.”